My New Blog

It's already the end of January and this year is off to a great start. Rates are still low and many first time homebuyers are looking to start purchasing homes with their income tax returns.

First time homebuyers are elgible for up to $7,500 refundable credit on their income taxes, if they purchase before July 1, 2009.

If you need help cleaning your credit we are able to assist you with that also. we have teamed up with cheri from gain sum points to assist our clients.

while Cheri is repairing your credit you can purchase one of the houses we have available Lease option also known as "Rent 2 Own".

Explore our site and please contact us with any questions or ways to make our site easier.

just a little reminder that if you plan on doing an FHA cashout above 85% loan to value, you now will be required to obtain 2 appraisals. Your appraisal fee will be roughly $900. Not the greatest news but something to think about.

We are in un-charted territory my friends. The Majority of the lenders (Wells Fargo, Suntrust, Metlife) are over 2 weeks in underwriting. In other words loans are now taking 45 days to close. Patients is highly recomeneded at the present time.